Start With A Simple Budget
Like most people, I don’t have a budget and I pretty much live paycheck to paycheck. Sometimes I stay within the limit of my income but there are also times (too often) when I do go over what I earn and have to either use credit or dip into savings (and there isn’t much there to dip either). So I know I have a problem and I know I have to solve it. It’s the getting started that is hard.
Today, while reading my feeds, The Simple Dollar has a great article on how to start a simple budget. I am seriously thinking of putting myself on a tighter budget. Because even though I’ve managed to increase my income, I haven’t increased my savings, only my expenses. I am still living paycheck to paycheck, fearing my money will run out before the next one arrives. I want to get out of that.
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