Category Archives: MoneyI was standing in line at the bank the other day and listened in to the conversation between two ladies in front of me. They were talking about the holiday season and bemoaning that they haven’t gotten anything prepared yet. They were also talking about how they were getting their homes prepared for family coming [...]
Credit card offers have been arriving in the mail and on email for months now in anticipation of the Christmas buying season. Do you bother opening them? Are you tempted to apply for the 0% interest offers and the no payment until 2009 offers? Are you attracted to the pretty, customized designs on your credit [...]
I said on my previous post about a simple budget that I will start tracking my expenses. When I wrote that and resolve to track my spending for a month, I thought to myself, I will probably end up cutting back just because I’m consciously thinking of what I’m spending. Well, that was partly true. [...]
Like most people, I don’t have a budget and I pretty much live paycheck to paycheck. Sometimes I stay within the limit of my income but there are also times (too often) when I do go over what I earn and have to either use credit or dip into savings (and there isn’t much there [...]
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