I was standing in line at the bank the other day and listened in to the conversation between two ladies in front of me. They were talking about the holiday season and bemoaning that they haven’t gotten anything prepared yet. They were also talking about how they were getting their homes prepared for [...]
I said on my previous post about a simple budget that I will start tracking my expenses. When I wrote that and resolve to track my spending for a month, I thought to myself, I will probably end up cutting back just because I’m consciously thinking of what I’m spending. Well, that was partly [...]
Like most people, I don’t have a budget and I pretty much live paycheck to paycheck. Sometimes I stay within the limit of my income but there are also times (too often) when I do go over what I earn and have to either use credit or dip into savings (and there isn’t much there [...]
I went home early yesterday because I was feeling a little run down from this cold and so I was able to watch Ellen then Oprah. What a treat! I don’t ever watch Oprah when it comes on since I’m usually at work at that time. If I [...]
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